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About Us

Yreka Insurance AgencyJim Kutzer Insurance Agency, Inc. is an independently owned and operated insurance agency. Since 1981, we have been providing all lines of Property and Casualty Insurance, along with Life and Health Insurance, Medicare Supplement, and Medicare Rx/Part D plans to our neighbors in Siskiyou County. We provide comparative quotes and local personal service to customers through a variety of insurance companies, putting over three decades of insurance experience to work for you!

We’d Love To Meet You

At Jim Kutzer Insurance Agency, Inc. we believe that relationships are the core of our business and are built through trust, open lines of communication, and genuine care for the interests of our customers. We have a wide range of products that fit most budgets. As an independent agent, we represent many insurance companies and compare rates to find you the best price for the coverage you need! Contact us or visit our Yreka, California office today for a free quote.

An Independent Advantage

We are Independent Agents in Yreka, California, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Jim Kutzer Insurance Agency, Inc. represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.